Terms of Service
Last Updated: February 14, 2026
These Terms of Service (“Terms”) govern your access to and use of ClearChoiceQuote's website, forms, and related services (collectively, the “Services”). By accessing or using our Services, you agree to be bound by these Terms. If you do not agree to these Terms, do not use our Services.
1. Eligibility
You must be at least 18 years old or the age of majority in your jurisdiction to use our Services. By using our Services, you represent and warrant that you meet this eligibility requirement and that all information you provide is accurate, current, and complete.
2. Description of Services
ClearChoiceQuote operates a lead generation platform that connects consumers seeking insurance information with insurance carriers, agents, and other marketing partners. We are not an insurance company, agent, or broker. We do not sell, underwrite, or issue insurance policies. Our role is limited to collecting your information and transmitting it to third parties who may contact you about insurance products.
3. Consent to Contact
By submitting information through our Services, you authorize ClearChoiceQuote and parties calling or texting on ClearChoiceQuote's behalf, including its marketing partners, their affiliates, and licensed insurance agents, to contact you regarding insurance products via phone, text message (SMS/MMS), email, and mail at the contact information you provide. This includes contact using automated telephone dialing systems, auto-dialers, artificial intelligence (AI) voice agents, prerecorded or artificial voice messages, and similar technology, even if your phone number is on any state or federal Do-Not-Call list. You understand that the calls you receive may be from AI-powered voice agents that can conduct conversations, collect information, and facilitate warm transfers to human insurance agents.
You understand that consent is not a condition of purchasing any goods or services. Message frequency varies. Message and data rates may apply. You may revoke your consent at any time by: texting STOP to any text message from us, emailing [email protected], or requesting removal during any call. Your consent covers communications from ClearChoiceQuote and parties acting on ClearChoiceQuote's behalf.
4. No Guarantee of Coverage or Pricing
Completing our forms does not guarantee insurance coverage or approval. Any quotes, estimates, or pricing information displayed on our website are for illustrative purposes only and are based on the information you provide. Actual insurance rates, coverage availability, and policy terms are determined solely by insurance carriers based on their underwriting guidelines and may differ significantly from any estimates shown.
Third-Party Insurance Carriers: ClearChoiceQuote does not control and is not responsible for the products, services, rates, or terms offered by any insurance carrier or agent. You should carefully review all policy documents and terms directly with the insurance carrier before purchasing any insurance product.
5. Accuracy of Information
You agree to provide accurate, truthful, and complete information when using our Services. Providing false or misleading information may result in inaccurate quotes, denial of coverage, policy cancellation, or other adverse consequences. You are solely responsible for any consequences resulting from inaccurate information you provide.
6. Privacy
Your use of our Services is also governed by our Privacy Policy, which describes how we collect, use, and share your personal information. By using our Services, you consent to our collection and use of your information as described in the Privacy Policy.
7. Intellectual Property
All content, trademarks, logos, service marks, trade names, and other intellectual property displayed on our website are the property of ClearChoiceQuote or our licensors. You may not copy, reproduce, modify, distribute, display, perform, or otherwise use any content from our website without our prior written consent.
8. Prohibited Conduct
You agree not to:
- Use our Services for any unlawful purpose or in violation of any applicable laws
- Provide false, misleading, or fraudulent information
- Interfere with or disrupt the operation of our Services
- Attempt to gain unauthorized access to our systems or data
- Use automated scripts, bots, or other technologies to access our Services
- Transmit any viruses, malware, or other harmful code
- Harass, threaten, or harm any other users or our staff
9. Disclaimer of Warranties
OUR SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. To the fullest extent permitted by law, we disclaim all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement. We do not warrant that our Services will be uninterrupted, error-free, secure, or free of viruses or other harmful components.
10. Limitation of Liability
TO THE FULLEST EXTENT PERMITTED BY LAW, CLEARCHOICEQUOTE, ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AND AFFILIATES SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES ARISING OUT OF OR RELATED TO YOUR USE OF OUR SERVICES, INCLUDING BUT NOT LIMITED TO LOSS OF REVENUE, PROFITS, BUSINESS, DATA, OR GOODWILL, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
Our total liability for any claims arising out of or related to these Terms or your use of our Services shall not exceed one hundred dollars ($100.00). Some jurisdictions do not allow the exclusion or limitation of certain damages, so some of the above limitations may not apply to you.
11. Indemnification
You agree to indemnify, defend, and hold harmless ClearChoiceQuote, its officers, directors, employees, agents, and affiliates from and against any claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys' fees) arising out of or related to: (a) your use of our Services; (b) your violation of these Terms; (c) your violation of any third-party rights; or (d) any information you provide through our Services.
12. Mandatory Arbitration
PLEASE READ THIS SECTION CAREFULLY. IT AFFECTS YOUR LEGAL RIGHTS, INCLUDING YOUR RIGHT TO FILE A LAWSUIT IN COURT.
You and ClearChoiceQuote agree that any dispute, claim, or controversy arising out of or relating to these Terms or your use of our Services (collectively, “Disputes”) shall be resolved exclusively through final and binding arbitration administered by the American Arbitration Association (“AAA”) in accordance with its Consumer Arbitration Rules, rather than in court.
Arbitration Procedures: The arbitration will be conducted by a single, neutral arbitrator. The arbitration shall take place in Dallas, Texas, or at another mutually agreed location, or may be conducted by telephone or video conference at the parties' mutual agreement. The arbitrator's decision shall be final and binding, and judgment on the award may be entered in any court of competent jurisdiction.
Exceptions: Either party may bring an individual action in small claims court if the claim qualifies. This arbitration agreement does not preclude you from bringing issues to the attention of federal, state, or local agencies.
Opt-Out: You may opt out of this arbitration agreement by sending written notice of your decision to opt out to [email protected] within 30 days of first accepting these Terms. Your notice must include your name, address, phone number, and email address used in connection with your account.
13. Class Action Waiver
YOU AND CLEARCHOICEQUOTE AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, COLLECTIVE, CONSOLIDATED, OR REPRESENTATIVE PROCEEDING. The arbitrator may not consolidate more than one person's claims and may not otherwise preside over any form of representative or class proceeding.
If this class action waiver is found to be unenforceable, then the entirety of the arbitration agreement shall be null and void, and the dispute shall proceed in court.
14. Governing Law and Jurisdiction
These Terms and any Disputes arising out of or related to these Terms or your use of our Services shall be governed by and construed in accordance with the laws of the State of Texas, without regard to its conflict of law principles. For any Disputes not subject to arbitration, you consent to the exclusive jurisdiction and venue of the state and federal courts located in Dallas County, Texas.
15. Changes to These Terms
We may modify these Terms at any time by posting the revised Terms on our website with an updated “Last Updated” date. Your continued use of our Services after the posting of revised Terms constitutes your acceptance of such changes. We encourage you to review these Terms periodically.
16. Severability
If any provision of these Terms is found to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect. The invalid or unenforceable provision shall be modified to the minimum extent necessary to make it valid and enforceable while preserving its original intent.
17. Entire Agreement
These Terms, together with our Privacy Policy, constitute the entire agreement between you and ClearChoiceQuote regarding your use of our Services and supersede all prior agreements and understandings, whether written or oral.
18. Contact Us
If you have questions about these Terms, please contact us:
ClearChoiceQuote
Email: [email protected]